Free Workers' Comp & Settlement Calculator 2026

2026 workers' comp benefit rates by state

State	Rate	Injury date	Max	Min
Texas	70%	1 Oct 2025 – 30 Sep 2026	$1,271.00	$191.00
Texas	70%	1 Oct 2026 – 30 Sep 2027	$1,314.00	$197.00
Florida	66⅔%	on or after 1 Jan 2026	$1,358.00	$20.00
California	66⅔%	on or after 1 Jan 2026	$1,764.11	$264.61
New York	66⅔%	1 Jan – 30 Jun 2026	$1,222.42	$325.00
New York	66⅔%	1 Jul 2026 – 30 Jun 2027	$1,281.50	$384.45

Waiting periods and time limits

Texas: No benefits for the first week of disability unless it lasts 2 weeks or more; then they are paid from the first day. Temporary income benefits (TIBs) end at maximum medical improvement, which by statute is no later than 104 weeks after benefits begin (it can be extended for spinal surgery). Average weekly wage: Wages for the 13 weeks before the injury, divided by 13.
Florida: The first 7 days are not paid unless the disability lasts more than 21 days. Temporary total disability is paid for up to 104 weeks or until maximum medical improvement, whichever comes first (s. 440.15(2)). Average weekly wage: Based on your wages over the 13 weeks before the accident (s. 440.14).
California: The first 3 days are not paid unless the disability lasts more than 14 days or you are admitted to hospital. Up to 104 compensable weeks within 5 years of the injury, longer for certain serious injuries (Labor Code 4656(c)). Average weekly wage: Your average weekly earnings at the time of injury.
New York: The first 7 days are not paid unless the disability lasts more than 14 days (Workers’ Compensation Law section 12). Temporary total disability continues while you are totally disabled; the rate is fixed by your date of injury. Average weekly wage: Based on your wages over the year before the injury.

Workers' comp settlement: what goes into it

A workers comp settlement calculator cannot predict an offer, because settlements are negotiated. What it can show is the value of the temporary benefits you would still receive if your disability continued to your state's limit. Settlements also take account of:

permanent disability or impairment benefits, rated by a doctor using your state's schedule
future medical treatment you would give up (in states that allow medical to be settled)
the strength of the claim and the cost of a hearing for both sides
attorney fees, which many states cap or require a judge to approve

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Frequently asked questions

How much does workers’ comp pay?

Temporary total disability usually pays about two-thirds of your average weekly wage, up to a state maximum. Texas pays 70% of lost wages (75% for the first 26 weeks if you earned under $10 an hour). Each state sets its own maximum and minimum every year.

What is the maximum workers’ comp benefit in 2026?

For injuries in 2026: Texas $1,271.00 (to 30 Sep 2026) and $1,314.00 from 1 Oct 2026; Florida $1,358.00; California $1,764.11; New York $1,222.42 (to 30 Jun 2026) and $1,281.50 from 1 Jul 2026.

How is a workers’ comp settlement calculated?

There is no single formula. A settlement usually reflects the temporary and permanent disability benefits you are still owed, future medical care, and the risk on both sides of going to a hearing. This workers’ comp settlement calculator shows the first piece: the value of the temporary weekly benefits left under your state’s limit.

Is workers’ comp taxable?

Workers’ compensation benefits paid under a workers’ compensation act are generally not subject to federal income tax.

Sources

Figures checked against these sources on 2026-11-11. Found a mistake? Tell us and we will correct it.

Maximum weekly benefit	$1,314.00
Minimum weekly benefit	$197.00
Monthly equivalent (× 52 ÷ 12)	$3,033.33
Temporary benefits left, if disability continues	$72,800.00